See also: Disclaimer

Unless otherwise credited, all content came from my head and is my responsibility. If you want to reproduce it, ask me or at least link here. I reserve the right to:

  • Use foul language
  • Be politically incorrect.
  • Name names or job titles
  • Name companies
  • Tell stories from my point of view - if it appears skewed, chances are, it's too weird to make up AND I can probably cite evidence or have a witness, so think about that before lawyering up.
  • Spread my ideas, wisdoms and philosophies via this pokey little site. If you don't like it, read something else. Preferably using Hayai if you live within our coverage area.

With this in mind, I will not intentionally slander a person or a company - I will simply speak of an experience as I experienced it. Anyone who has issue with anything I have to say can contact me (either via the contact form or in comments) and I'll decide what to do at that time (but as an assertive person who stands by my ideas and words, it is unlikely that I will back down unless either a voice of reason intervenes OR the alternative idea is actually better). Unless I am literally holding a gun to your head*, I am not forcing you to read this bollocks, so if you don't like what I have to say, go and read something else.  Preferably using Hayai if you live within our coverage area.

*As a Buddhist living in an upper-class area amongst Hindus in India, I'm pretty not-cool with violence unless absolutely necessary, such as personal self-defense or self-preservation.

Special clause for the Facebooks and other related social-media/cloud services:

I acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information that I provide to Facebook ("Submissions"), are non-confidential and non-proprietary. Facebook is entitled to the restricted use of any such Submission only for any purpose exclusively authorized in writing by either myself or party holding power-of-attorney. I hereby declare that all content and excerpts thereof which are currently on my Facebook (Profile ID 507807879) and other internet profiles (including, but not limited to data streamed to Facebook via API, Applications, Myself or Third Parties) are mine alone.

Any distribution found to be outside of the following paragraphs shall be in direct breach of my existing 2001-present copyright and/or the Digital Millennium Copyright Act (2001) where applicable. I hereby revoke any and all licenses which may have been previously granted to Facebook under previous Terms and Conditions of that site to all data created, added, amended and deleted by either myself or third parties, including written content, photos, ideas and personality and profile data both exclusive and non-exclusive to Facebook except and unless exclusively authorized in writing by either myself or party holding power-of-attorney.

Facebook is hereby prohibited to (a) use, copy, publish, stream, store, retain, publicly perform or display, transmit, scan, reformat, modify, edit, frame, translate, excerpt, adapt, create derivative works and distribute (through multiple tiers), any User Content I (i) Post on or in connection with the Facebook Service or the promotion thereof regardless of my privacy settings or (ii) enable a user to Post, including by offering a Share Link on my website and (b) to use my name, likeness and image for any purpose, including commercial or advertising, each of (a) and (b) on or in connection with the Facebook Service or the promotion thereof.

I represent and warrant that I have all rights and permissions to decide whether or not to grant the foregoing licenses. The following sections will not survive any termination of my use of the Facebook Service, and MUST be deleted completely and unrecoverably: User Content, My Privacy Practices, Gift Credits, Ownership; Proprietary Rights, Licenses, Submissions, Limitation on Liability, Indemnity, General Disclaimers, and Outstanding User Disputes; Complaints, Arbitration.

Any licenses granted to Facebook from here on are non-transferrable and may be subject to license fees at any time should any content be determined to be misused or any points from the foregoing paragraphs be contravened.

Facebook (and it's partners) implicitly agree to arbitration in the concerned jurisdictions of New Zealand, Finland, France, Germany, India and the state of California if it or any partners or third party is found willingly or unwillingly to be in violation of this contract.


Other Legal-ese:

"Mathew Carley" means the features, services and properties that Mathew Carley makes available through (a) or any other Mathew Carley-branded or co-branded website (including, without limitation, any and all sub-domains and all international, mobile versions and successors thereof), (b) the Mathew Carley website platform and (c) other media, devices or networks now existing or later developed.

Unless otherwise specified, the terms "includes," "including," "e.g.," "for example," and other similar terms used herein are deemed to include the term "without limitation" immediately thereafter. Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision in that or any other instance.

If, for any reason, any provision of these Terms or portion thereof is rendered invalid or unenforceable, the remainder of these Terms will remain in full force and effect and will be enforced to the maximum extent permissible so as to effect the intent of the parties.

An arbitrator or court will substitute or rewrite any invalid or unenforceable term or provision to make such term or provision valid and enforceable. All communications and notices to be made or given pursuant to these Terms will be in the English language.

You consent to receiving communications and notices from Mathew Carley at the email address you provide in utilizing this website. These Terms constitute the entire agreement and supersede any prior agreement between you and us regarding your use of this website.



If you don't like what I have to say, suck it the fuck up. I can be a prick sometimes. Deal with it.

I have been threatened by a team of lawyers working for a major international company (or at least a subsidiary thereof) due to the content on this website (and others). They withdrew the case. While I am not a lawyer, I am no stranger to both local laws (in a variety of countries) and international laws.

Nor am I a banker or an accountant, however I am no stranger to these subjects either. 

This legal fluff may be edited at any time, without warning or notification.